1-800-771-7758

1-800-771-7758

Motorcycle Insurance Coverage Area

Motorcycle Insurance Coverage Area: These are the states in which we are currently licensed and authorized to sell motorcycle insurance policies.
  • Alabama

  • Arizona

  • Arkansas

  • California

  • Colorado

  • Delaware

  • Florida

  • Georgia

  • Idaho

  • Illinois

  • Indiana

  • Iowa

  • Kansas

  • Kentucky

  • Louisiana

  • Maryland

  • Michigan

  • Minnesota

  • Missouri

  • Nebraska

  • New Jersey

  • New Mexico

  • New York

  • Nevada

  • North Carolina

  • Ohio

  • Oklahoma

  • Oregon

  • Pennsylvania

  • South Dakota

  • South Carolina

  • Tennessee

  • Texas

  • Utah

  • Virginia

  • Washington

  • West Virginia

  • Wisconsin

 

Each state has specific laws about motorcycle insurance requirements. 

Every state requires that motorists on public roads provide some proof of financial responsibility for every vehicle they own. This is where liability motorcycle insurance or auto insurance usually appears most people’s financial radar.

 

Financial Responsibility

Some states will actually offer alternatives to liability insurance that don’t involve purchasing an insurance policy at all. You are always required however to demonstrate financial responsibility.

 

Deposits: Cash, Securities, Bonds Etc.

Some common forms of alternative insurance usually involve the deposit and confirmation of a large sum of money in the form of either a cash, securities, or duly executed bond with local authorities and the department of motor vehicles. There are no payment plans on these options and the amount must be paid in full before the driver is allowed to venture out onto public roads without other insurance.

 

Self-Insurance

You can also self-insure in some states if you meet certain qualifications. In some states you must own more than a certain number of vehicles. In Georgia for example, owners of ten or more vehicles are allowed to declare themselves a self-insured motorist. Being self insured is more like having no insurance at all, and your assets become your insurance benefits if you are unfortunate enough to be involved in a serious collision while self-insured.

 

Discounted Insurance

Lastly there is the option of getting insured through the state organizations set up specifically to lower the numbers of uninsured drivers who simply cannot afford even the most basic of policies.

 

Click on any of the states to be redirected to a page with specific motorcycle liability insurance information for that state. If you’re looking for more robust coverage, click on the full coverage quote button above to be redirected to our ‘full coverage motorcycle insurance plans’ page.

Each state has specific laws about motorcycle insurance requirements. 

Every state requires that motorists on public roads provide some proof of financial responsibility for every vehicle they own. This is where liability motorcycle insurance or auto insurance usually appears most people’s financial radar.

Motorcycle Insurance Coverage Area: These are the states in which we are currently licensed and authorized to sell motorcycle insurance policies.

  • Alabama

  • Arizona

  • Arkansas

  • California

  • Colorado

  • Delaware

  • Florida

  • Georgia

  • Idaho

  • Illinois

  • Indiana

  • Iowa

  • Kansas

  • Kentucky

  • Louisiana

  • Maryland

  • Michigan

  • Minnesota

  • Missouri

  • Nebraska

  • New Jersey

  • New Mexico

  • New York

  • Nevada

  • North Carolina

  • Ohio

  • Oklahoma

  • Oregon

  • Pennsylvania

  • South Dakota

  • South Carolina

  • Tennessee

  • Texas

  • Utah

  • Virginia

  • Washington

  • West Virginia

  • Wisconsin

     

Financial Responsibility

Some states will actually offer alternatives to liability insurance that don’t involve purchasing an insurance policy at all. You are always required however to demonstrate financial responsibility.

 

Deposits: Cash, Securities, Bonds Etc.

Some common forms of alternative insurance usually involve the deposit and confirmation of a large sum of money in the form of either a cash, securities, or duly executed bond with local authorities and the department of motor vehicles. There are no payment plans on these options and the amount must be paid in full before the driver is allowed to venture out onto public roads without other insurance.

 

Self-Insurance

You can also self-insure in some states if you meet certain qualifications. In some states you must own more than a certain number of vehicles. In Georgia for example, owners of ten or more vehicles are allowed to declare themselves a self-insured motorist. Being self insured is more like having no insurance at all, and your assets become your insurance benefits if you are unfortunate enough to be involved in a serious collision while self-insured.

 

Discounted Insurance

Lastly there is the option of getting insured through the state organizations set up specifically to lower the numbers of uninsured drivers who simply cannot afford even the most basic of policies.

 

Click on any of the states to be redirected to a page with specific motorcycle liability insurance information for that state. If you’re looking for more robust coverage, click on the full coverage quote button above to be redirected to our ‘full coverage motorcycle insurance plans’ page.