North Carolina Motorcycle Insurance Information and Services


North Carolina is friendly to motorcyclists. Helmets are required, but riders are also allowed two abreast in a lane, and there is a system for reporting traffic signals that do not respond well to motorcyclists. 

Liability motorcycle insurance however, is mandatory for North Carolina motorcyclists, and there are no alternatives to purchasing and maintaining a motorcycle insurance policy other than driving illegally.

We offer free quotes on liability insurance policies for motorcycles, as well as full coverage plans, and everything in between. 

Call today to get your free and accurate motorcycle insurance quotes right over the phone with no hassle. You can even shop and purchase online and be driving with protection from your new policy the next day. 

With rapid approvals, and proof of insurance cards that you can print at home, it’s never been easier to save money, protect your family, and protect your possessions. Call today for immediate assistance or read more about North Carolina motorcycle insurance information.



Liability Motorcycle Insurance: North Carolina Minimum Insurance Requirements

These are the minimum required benefit amounts of motorcycle liability insurance for each driver in North Carolina. You must carry at least these compulsory insurance amounts in order for them to operate a vehicle legally on the public roads of North Carolina.

  • $30,000 for bodily injuries or death liability to one person in a single accident.

  • $60,000 for bodily injury or death liability for more than one person in a single accident.

  • $25,000 for property damage occurring in a single accident.


Many folks will buy only the bare minimum amounts of motorcycle insurance and head along their merry way. But before you’re so tempted, remember that liability motorcycle insurance does not pay for your medical bills, or repairs costs to your bike and personal effects.


Basically liability insurance doesn’t protect your property or bank account from your own actions, instead it prevents you from causing more damage to someone else than you can afford to pay for.


Full coverage motorcycle insurance is actually affordable with us, so if it’s only the cost holding you back from getting the motorcycle insurance policy that you deserve, call an agent today to learn more about exactly how much money we can save you!



Do I Need North Carolina Motorcycle Liability Insurance? 

Yes, in a word.

Every driver in the United States is required to demonstrate financial responsibility for their vehicle in one way or another. Many states offer several options for doing so. In the state of North Carolina however, there are no statutory alternatives to purchasing and maintaining a motorcycle liability insurance policy.


Other Motorcycle Insurance Coverage Options

  • Collision

  • Comprehensive

  • Full Coverage

  • Personal Effects

  • Classic, Vintage, Collectible, and Antique Motorcycle Coverage Options

For more information on the ins and outs of North Carolina motorcycle insurance, you can refer to the Insurance Department of North Carolina's website at http://www.ncdot.gov/dmv/


If you need more information on North California motorcycle insurance policies and motorcycle coverage options, please call for immediate assistance, or fill out the quote form by following the link at the top right of this page.