Progressive Motorcycle Insurance & Bundles


Progressive motorcycle insurance and their mascot flo are responsible for insuring more motorcyclists throughout the nation than anyone else. We offer free quotes on Progressive motorcycle insurance as well as Progressive auto coverage. You can save even more on your premiums by bundling your auto and motorcycle insurance together in a multi-line insurance policy by Progressive.

Click on the read more button below to learn more or request free quotes on Progressive motorcycle insurance.


Why Shop With Progressive And SkyBlue?

We care about the small details. We make sure that the motorcycle you so carefully chose and outfitted with custom parts and improvements will be treated like the unique ride it is. For example: If you are involved in an accident and end up with damaged OEM parts, Progressive motorcycle insurance will replaced them with OEM parts. If your bike gets totaled or is stolen, Progressive Total Loss coverage (TLC) will will cut you an insurance benefits check large enough to replace the bike with a brand new comparable model. Even your accessories are covered- up to $3,000 if you choose TLC.These are things that an ordinary motorcycle insurance policy would not include standard.


We Understand Bikers

Progressive has been providing motorcyclists with top-of-the-line motorcycle insurance for more than 30 years. When you choose Progressive motorcycle insurance, you can be confident that we will hook you up with a motorcycle insurance policy that fits your bike and lifestyle perfectly. At the Progressive headquarters there is even a 'ride your bike to work'-day whereon the entire motorcycle only parking section is full of dozens of bikes of all different makes and models. In short, when you choose Progressive motorcycle insurance- you will be protected by a company that shares your passion for riding.

Spend Your Insurance Savings On Something For Your Bike That You'll Actually Enjoy

The most fundamental reason why Progressive motorcycle insurance is so well loved by it's insured riders, is it's price. Progressive motorcycle insurance policies start as low as $75/year. By offering some of the lowest prices in the country on motorcycle insurance policies and multi-vehicle bundles, Progressive helps their customers save more of their budget for fun stuff, like a custom front fairing. 

Adding coverage options in the future is also easy and affordable as well.


Motorcycle Insurance Coverage Options

When you shop for motorcycle insurance with Progressive, the choices are all yours as to which coverage options apply to your policy and precisely how much you're willing to pay. Just a few Progressive coverage options include Bodily Injury and Property Damage Liability, Medical Payments, Roadside Assistance, and more. Protect your bike with the following types of motorcycle insurance coverage:

Bodily Injury & Property Damage Liability (BI/PD) 

Bodily injury and property damage liability assume your financial responsibility if you're at fault for an accident thatcauses another person bodily injury or property damage.

Comprehensive & Collision

This motorcycle insurance coverage pays to repair or replace your motorcycle if it's stolen or damaged in an accident, regardless of who is at fault. Collision coverage is self explanatory, and provides insurance benefits up to a specific limit (minus an adjustable deductible amount which you must pay out of pocket in order to release benefits, and which is determined when the policy is signed).

Comprehensive motorcycle insurance provides insurance benefits (again- post deductible satisfaction) toward motorcycle repair or replacement in the event that your bike is damaged by any of a number of specific perils of risk. These risks include- but are not limited to:

  • Fire
  • Theft
  • Vandalism
  • Wind Damage
  • Insect/ Animal Damage
  • More...

Uninsured/Underinsured Motorist (UM/UIM)

These types of insurance are required now in 14 states across the US. Both UM and UIM coverage were developed in order to lower the overall annual amount of money residents in those states lose every year paying for bodily injury and property damages that irresponsible drivers were actually liable for.

The only way to avoid purchasing this coverage if you live in a state that requires it, is to object formally to it's inclusion in your policy in writing. 

Medical Payments

MedPay is a bodily injury coverage option for your Progressive motorcycle insurance which provides an extra layer of protection against costs you suffer due to bodily injury after a motorcycle accident. In some states however, MedPay can only be applied towards your medical bills AFTER your normal health insurance policy benefits have been exhausted, and only for the first three years of treatment after an accident. 

Custom Parts & Equipment

This is a coverage option for those motorcyclists that have a great deal of customization on their bikes (or just a few additions or changes that cost them an arm and a leg). Up to $3,000 towards custom parts damage is available as part of the TLC coverage mentioned above, but this option raises that bar 10 fold to $30,000- for folks whose bikes are not just a hobby but an all-consuming lifestyle.

Roadside Assistance

This coverage protects you from paying for the towing or labor on a motorcycle that breaks down or becomes disabled due to any of the following reasons:

  • Mechanical or electrical breakdown
  • Dead battery
  • Flat tire
  • Lockout
  • Insufficient supply of fuel, oil, water, or other fluids
  • Entrapment in snow, mud, water, or sand within 100 feet of the roadway


ATV Insurance Coverage Options

Families that own all terrain vehicles or 'ATV's love to spend warm days outside together tearing up the turf. whether you use your ATV for work, hunting, or trail riding and recreation it is important to purchase ATV insurance and protect yourself while you ride it just like every other vehicle you own. We know that you want to be covered if your ATV is stolen or badly damaged, and proper ATV insurance coverage can help protect your investment. Many states require ATV insurance for vehicles operated on state-owned land, and your homeowners policy might not cover you if you ride off your own property. That's why ATV insurance coverage is especially important.

In addition to their strong auto and motorcycle insurance options, Progressive offers a variety of ATV insurance coverage, including:


In most circumstances, Comprehensive ATV insurance coverage pays for damage to your ATV if it's caused by an event other than a collision. For instance, if your ATV is damaged by fire, theft, vandalism, flooding, or an animal, Comprehensive coverage will likely apply. You just pay the deductible you selected, and your ATV insurance will cover the rest.


Collision pays for significant physical damage to your ATV if you hit another ATV, a tree, a parked vehicle, a big rock, a stump, a fence post, or other obstacle. You just pay the deductible you selected, and your Collision coverage will pay for the rest. Due to the rough nature in which many ATVs are used, Collision does not provide coverage for scrapes, scratches, minor dings/dents, and other cosmetic/non-structural damage.

Bodily Injury & Property Damage Liability

ATV insurance coverage offers Bodily Injury and Property Damage Liability to pay for injuries to people or damage to property caused by your ATV. Liability coverage also protects your assets, up to the limits you choose.

Uninsured/Underinsured Motorist

If the person at fault for an accident doesn't have insurance - or doesn't have enough insurance - Uninsured/Underinsured Motorist Bodily Injury will pay for injuries and damages you suffer that the at-fault party is legally liable for, such as medical treatment and lost wages. You simply select the amount of ATV insurance coverage you want, and you're protected up to those limits.