Foremost Motorcycle Insurance

Overview

Foremost motorcycle insurance is a product that speaks for itself. Nationwide experts on high-risk and non-standard insurance policies, Foremost can protect your bike like no one else. Fortunately for our customers, we offer free quotes on Foremost motorcycle insurance as part of any quote request.

With specialized coverage options like safety apparel coverage and optional equipment coverage, it’s no wonder Foremost motorcycle insurance protects and sponsors the Pegram Racing Team on the reality television show Superbike Family and the AMA Superbike track.

If you’re interested in receiving free motorcycle insurance quotes from name-brand providers like Foremost and more, please visit our free quote request page or call our office during normal business hours at 1-800-771-7758. Click on the read more button below to learn more or request free quotes on Foremost motorcycle insurance.

Our Motorcycle Insurance Has You Covered:

Optional Equipment Coverage

This coverage option is included as part of any comprehensive motorcycle insurance policy and provides $3,500 towards the attached equipment and custom parts in the event of a covered loss. You always have the option to increase your limits on Optional Equipment Coverage up to $15,000, which is great for custom paint jobs, chrome accessories, sidecars, and other non-standard additions and customization to your unique ride.

Safety Apparel Coverage

This coverage provides motorcycle insurance benefits of up to $1,500 towards the destruction or damage of clothing, apparel, and accessories designed to reduce bodily injury or risk of death from an accident, including helmets, goggles, and leathers.

Replacement Cost Total Loss Settlement

Foremost motorcycle insurance can provide replacement cost coverage for up to two years on any bike which was bought new (and which has an MSRP of $35,000 or less). This option is only available on motorcycles that are purchased from an authorized dealer and insured by Foremost within 30 days of purchase. This coverage is not available on custom or classic motorcycles.

Annual Policy

Foremost motorcycle insurance policies are available without “off-seasons” meaning that regardless of when the sun pokes through the clouds, you can go for a ride without thinking twice. Why pay for a product

Towing And Roadside Assistance With Trip Interruption Coverage

These options are essential to people who like to go on long rides or bike runs. Lots of companies offer towing and roadside assistance, but not too many companies hire towing companies that know how to treat motorcycles and their riders. This type of Foremost motorcycle insurance coverage even provides benefits for your pocket if a trip you invested money in goes awry due to problems with your motorcycle or some other accident.

Liability Only Coverage

This is the cheapest or minimum liability insurance for satisfying your state bodily injury and property damage liability requirements. Bear in mind however that liability motorcycle insurance only provides benefits to third parties that suffer bodily injuries or property damage due to your riding, and will not benefit you in any way if you cause an accident.

Increased Limits

You can select liability limits as high as you’d like on your policy. This is important if you can’t afford to pay someone’s medical bills if you cause an accident. Each state has minimum liability limits for liability motorcycle insurance, but competent insurance agents usually recommend at least $300,000 of bodily injury liability coverage and $100,000 for property damages.

Collision Coverage

This is often a more expensive portion of any Foremost motorcycle insurance policy. Collision motorcycle insurance protects you from paying for property damage or destruction to your bike in the event of a collision. Collision motorcycle insurance does not provide benefits to others, however, and will not satisfy your liability motorcycle insurance requirements.

Comprehensive Coverage

This is the Foremost motorcycle insurance that protects against costs due to damage caused by out-of-the-ordinary ‘perils ‘, such as fire, theft, flood, or vandalism.

Medical Payments Coverage

This type of coverage is an additional layer of protection against costs due to bodily injuries or god-forbid- fatalities. In some states, however, these additional medical benefits will not be released until you have exhausted your health insurance benefits, and even then there is a strict time limit within which you must receive treatment for these benefits to reimburse you.

Trailer Coverage

This form of motorcycle insurance offers coverage for trailers or toy-haulers specifically designed to transport your motorcycle or ATV(valued up to $7,500).

Uninsured/Underinsured Motorist Coverage.

These two types of coverage will protect you and your family if you are involved in an accident or you are caused bodily injury or property damage by a person that is uninsured or under-insured. Essentially these coverage options protect you from hit-and-run accidents.

Foremost Motorcycle Coverage options

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